Full Health Emergency Care Insurance Plan | NBG (2024)

Full Health Emergency Care in detail

Program advantages

You have a flexible and comprehensive hospital care plan.

The Full Health Emergency Care insurance plan offers:

  • 2 different combinations of maximum coverage limit up to:
    (i) €1,000 with 10% participation; (ii) €600 with 20% participation;
  • Coverage without a pre-insurance medical check-up (health questionnaire);
  • Removal of the participation if the Insuree holds an Ethniki Insurance hospital care plan (e.g. Full Health) and if the hospital the Insuree will visit provides free emergency health services;
  • Coverage for up to 3 emergencies per year;
  • Instant information about the Network of Partnered Hospitals for the Full Health Emergency Care plan, on a 24/7 basis through the contact center at 210-9099000 and the website of Ethniki Insurance;
  • Fixed and single premium for all Insurees, depending on the combination of the plan chosen;
  • Option to insure persons aged from 30days to 70years without exit age or termination of the coverage for the principal Insuree;
  • Coverage upon assessment of all supporting documents, if the Insuree is at a distance of thirty (30)km or more from the nearest partnered hospital for the treatment of the emergency

In the event that the hospital is part of the Network of Partnered Hospitals for emergencies, and provides free emergency health services to persons holding hospital indemnity insurance, and part of the costs are covered by the Ethniki Insurance (e.g. Full Health plan), then the Insuree's participation shall not apply.

*The expenses recognized and covered that are charged exclusively at the outpatient clinics or the emergency department of the hospital are:

  • Doctors’ fees
  • Laboratory and imaging tests
  • Medicine purchase expenses
  • Medical procedures
  • Consumables

Insurance premium

You can choose one of the following combinations:

  • Combination 1: gross annual premium at €69
  • Combination 2: gross annual premium at €105.80

The 1st premium shall bear a policy fee of €7.34.

Combinations

You can choose one of the following two combinations

Combination 1: Maximum limit of €600 with 20% participation in recognized expenses* per emergency event, and up to 3 emergencies per year

Combination 2: Maximum €1,000 with 10% participation in recognized expenses* per emergency event, and up to 3 emergencies per year

Duration

The term of the Plan is one year and is renewed automatically.

Means of payment

The premium is paid annually by debiting a bank account through a recurring payment order.

Useful information

All the information you need is available here.

All the information you need.

You can find all the information you need in the following documents:

  • Insurance Product Information Document (IPID)
  • General information form provided by insurance intermediaries
  • Pre-Contractual Information
  • Insurance Terms

The product is offered to customers who reside in Greece, aged* from 30days to 70years without exit age or termination of the coverage for the principal Insuree.

*Applies to the principal Insuree. For the age of the other persons involved, please read the product documents.

Important notes:

This document is a marketing communication supplied for information purposes only and is not a substitute for the pre-contractual information required under applicable legislation, or for the insurance policy and the general and special terms thereof. The pre-contractual and contractual data for this product are available at all National Bank of Greece (NBG) Branches, where our qualified insurance intermediation staff will provide you reliable and detailed information on the plan’s features, types of cover, detailed terms and conditions.

The insurance plans are designed by Ethniki Insurance and sold through National Bank of Greece S.A., Aiolou 86, 10559 Athens, Company Reg. No. 311481, www.nbg.gr. For more information click here:

Insurance plans are sold only by Bank staff who are certified insurance intermediaries. The Bank is registered as an insurance agent with the Special Registry of the Athens Chamber of Tradesmen under No. 1028. The Special Registry’s data are available online through the Single Information Point (ESIP) for Active Insurance Intermediaries”, where you can verify the registration with the Special Registry. ESIP website

What supporting documents do I need?

  • Identity card or passport

    Your ID card or passport must be valid.

    Tell me more

  • Proof of current home address

    This can be a recent utility bill or other document evidencing your home address.

  • Income Tax Clearance Certificate

    The income tax slip clearance certificate of the last two years.

  • Proof of occupation

    Proof of occupation might be requested.

  • Phone bill

    A recent landline telephone bill from your service provider.

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What does the Full Health Emergency Care plan cover?

It covers expenses for visiting outpatient clinics or emergency departments of a hospital that is a member of the Network of Partnered Hospitals for emergencies, up to the amount indicated in the Table of Coverage and Benefits of the Insurance Policy and up to the maximum annual limit of incidents depending on the combination chosen by the customer. It also covers any expenses that will arise from visiting the outpatient clinics or the emergency departments of public or private hospitals and clinics that are not members of the Network of Partnered Hospitals, provided that at the time of the emergency the Insuree is more than thirty (30)km away from the nearest Network Hospital.

When does the coverage start?

For emergencies due to accident, the coverage will be effective immediately as of the date of the issuance of the insurance policy and the Insurance Start Date.

For emergencies due to illness, the coverage will be effective thirty (30) days after the Insurance Start Date.


Full Health Emergency Care Insurance Plan | NBG (2024)
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